When you talk about the language, language of money, what do you mean? I mean, understanding the nuts and bolts of money. Once you understand those numbers, it's like understanding the speed limit. If you just show me those four numbers of your spending, I can tell so much. So that would be if you're spending 50% to 60% of what you make on fixed costs. And then the fourth category, the one I love the most, is guilt free spending. This is going out for cocktails in New York. It's buying a beautiful shirt. It's treating your friends, whatever you love,. yoga, 20% to 35% of your take home pay. We

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