The Risks of P2P Platforms

Face-end has the highest gross NPS of about 9.6% in the month of April followed by lending club at 3.1%. Liquid loans, which is the partner P2B and we have seen for almost all fintech like credit, bar at pay, eP money, has a 0.8NPA as the gross NPS are absorbed by the interest rate spread buffer or margin of safety. In India, some P2P platforms have experienced default rates as high as 10 to 12% in the past,. highlighting the importance of assisting default risk before even investing.