Do You Have a Vanguard Account?

Some people just aren't going to do it. I would hope everybody would do it regardless of the financial situation, but they're not. You will be shocked at how quickly you were able to save extra money and still live within your normal budget. In the case of these folks, we've been going now almost six months to a year. And at the end of that time period, they're going to have a big chunk left over.