22min chapter

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Financial Preparedness in Your 20s & 30s

Bright Hearth

CHAPTER

Credit Management and Financial Preparedness

The chapter offers detailed advice on managing credit scores, including obtaining free credit reports and improving credit through various methods. It discusses personal experiences of credit challenges and highlights the importance of credit management for financial health. Additionally, it emphasizes the importance of financial preparedness for individuals in their 20s and 30s, advocating for aggressive budgeting, lifestyle changes, and balancing thrift with increasing income.

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