Payday Loans After a Manic Episode

❓Have a money question? Ask Ramsey is here to help!

George Kamel and Dr. John Delony answer your questions and discuss:

• "How do we deal with the $300,000 of debt my wife racked up in predatory loans?"
• "How can I get my wife to understand she needs to contribute to our finances?"
• "I took out some payday loans while having a manic episode. How do I get on the Baby Steps and get out of this situation?"
• "Should I split my retirement contributions into different accounts?"
• "My house needs repairs but I can't afford it. What should I do?"
• "How do we go about paying off our debt? ".

Next Steps:

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