Credit Card Security

Julian Zelizer: I found your arguments in favor of being suspicious about credit cards to be persuasive enough to switch to only using a debit card pretty immediately like that day. Using a debit card exclusively has made it easier for me to regulate my ADHD when using YNAB because one, there are fewer accounts to manage or be distracted by or perfect. There's no float, which always created a painful sense of ongoing unresolved activity. You don't have it lording over you. And those of you that think, hey, there's nothing there, try not having it there for real and see if there's really nothing there. Just give it a shot. So far, this is not