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People are also in totally different periods on the pathway to FIE. It's kind of a spectrum. You have some people that are very much like in their retirement savings early on, still putting that money away. Other people that are closer to actually tapping some of that money or maybe you're already accessing that money because they've reached FIE. So depending on where you are in your journey, this could be either a good thing to decline or it could be something that really delays your financial independence.
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