Navigating Digital Commerce and Banking Challenges

This chapter explores the intersection of social media, commerce, and AI's influence on consumer behavior amidst information overload on platforms like TikTok and YouTube. It also covers Spotify's recent financial shifts, including profitability struggles and rising expenses, alongside updates on UK banking regulations impacting financial firms like Revolut. Finally, the chapter discusses the complexities of obtaining banking licenses in the UK and the importance of balancing innovation with consumer safety.