The Importance of Living Like You Are Rich

Think about how much you would have to save in order to accumulate $10 million. There's only 200,000 households in the US that have been able to do it. The more you don't have to worry about budgeting because again you could spend $300,000 to $400,000 a year and not worry about running out of money. What does it take? Is it just hard work? is it just talent? I would suggest that there is a significant amount of good fortune and luck involved in reaching the $10 million threshold.