Q&A: The Roth Decision at Every Income Level (And Why It Matters Now!)
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Navigating Solo 401k Contributions
This chapter explores the dilemma of choosing between Roth and traditional pre-tax solo 401k contributions, particularly for high-income individuals like attending physicians. The discussion includes the impact of hiring employees on retirement plan eligibility and highlights the benefits of tax diversification. Listeners are encouraged to adopt a hybrid contribution strategy to enhance financial flexibility and prepare for uncertain future tax rates.
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