The normal idea of skin in the game is what economists call incentives. Even if you're not aware of those incentives, even if you ignore those incentives, people who are wise and make good investments will be around because they don't hit that absorbing barrier. That is a very different level of rationality. Y might call it meta rationality, or stemic, active, collective, selective rationality, systemic rationality. A ome footnote on rationality for continue that yetns for that.