4min chapter

Rich Habits Podcast cover image

Q&A: $500K in Savings, Defining High Interest Debt, & the Best Way to DCA

Rich Habits Podcast

CHAPTER

Optimal Investment Breakdown and Dollar-Cost Averaging

This chapter explores the ideal allocation strategy for a moderate risk profile, touching on index ETF funds, individual stocks, cryptocurrencies, high yield savings, and bonds. It also delves into the debate between dollar-cost averaging and investing a lump sum upfront, with a recommendation to invest in full initially for better appreciation potential.

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