Is There a Better Moral Case to Forgive Carlon Payments Than Student on Payments?

A friend of mine, who's a major media figure, reached out to me through d m on twitter and was like, you make it interesting. I would say in response that maybe the reason why we have an obligation to these people is because they're drowning in debt. And so don't we sort of owe them because of the bait and switch? A, i agree with the first part of the premise, that we've told too many people that should do pay any price and endure any burden. But i still don't know that morally or policy wise, the second part of it follows, and that therefore we owe them a, a bail out.