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628 earning points without a CC, super investment options, financial projections, to sell a property or not + more

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How to Use Qantas Points to Save Money

If you're paid one cent of interest on your credit card in the last 12 months or in the last month, there's a high chance you're spending more than what you earn. You've just been caught out. Or your admin's trash. But yeah, everyone just chill out. It's okay if you don't use one. I don't have a credit card in my own name and I don't use it for day to day, Glenie expenses because I just don't care for it. So if you're flying at least once a month or at leastonce a quarter, like you're not a frequent flyer and that is okay, just get on with your life.

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