How to Make a Mega Back Door Roth Contribution to an Employer Plan

The mega back door roth contribution is functionally similar to the steps we discussed in a first step as making a non deductable contribution. It's called mega simply because the amount of after tax contributions you could potentially make to an employer plan like a four o one k is larger than what you can cantribute to an i or a. As long as you do that roll over from your i a to your a employer plan by december 30 first, cause again, porata only looks at i ra balances on de December 30 first.