The Future of Banking

60% of the world's population is unbanked right now according to the World Bank. The phone will give access to basic banking, money transfer capability as it has in countries like Empaser and the Philippines. By the end of the decade when you think of your bank account it will whether you're in Kenya or in Manila or in the Philippines or whether in New York or Londonyou will think of your phone as your bank account. This is a change in the way you connect with your money.