Navigating Debt and Future Savings

This chapter explores effective strategies for managing debt while preparing for future financial goals, including children's education. It highlights the importance of a debt-free lifestyle, balancing short-term sacrifices with long-term financial health, and strategic retirement planning.

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🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!

Dave Ramsey and George Kamel answer your questions and discuss:

"I'm 65 and I've never made good decisions with money, where should my focus be at my age?"
"Is health insurance a bad investment for our family?"
"I'm skeptical about combining finances with my spouse..."
"Can I retire at 38?"
"How much should I spend on an engagement ring?"
"Should I use a debt relief company to pay off my gambling debt?"
"What is the best way for a married couple to handle finances while running a business together?"
"I'm 61 with no retirement savings and living in low income housing..."
"How do I combine my emergency fund and investments with my future wife?"
"How do I encourage my husband to get a job so I don't have to work two of them?"
"Should I leave a PhD program that I have a full-ride scholarship for?"