Introduction

Wealthy families often face significant decisions about the ultimate dispensation of their wealth. Uniquely successful clients typically want to transfer some of their wealth to the next generation or two. Many also wish to make philanthropic gifts during and after their lifetimes. Unfortunately, some people make these decisions without a clear sense of the impact that a gift would have on their own future financial security and, as a result, delay making meaningful gifts. Here, Scott and Ken show how an advanced financial planning tool can create a gifting capacity analysis to help families answer the question “How much can I afford to give?”

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