03.17.23 Clark Answers His Critics on Clark Stinks / iPhone Risk & Solution
The Clark Howard Podcast
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Credit Freeze
The credit bureaus were spending too much money because people as they moved, they kept losing their pin codes that you had. The idea being that criminals may have a way of getting your social and address but they're not going to have your unique pin codes. One can unfreeze their credit online with no pin.
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