Analyzing the Impact of Retail Membership Programs on Customer Behavior and Market Competition

The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

• Retail Memberships: Segment 1
• Ask Clark: Segment 2
• Cartels Target Timeshares: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Barrons: Delivery Is Retail’s New Game. How the Players Stack Up.
• Target Is Rebranding Its Credit Card Program: What You Should Know
• Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
• How To Manage Your Monthly Subscriptions To Save Money
• Parent PLUS loans can be a debt trap. Here's a loophole
• Income-Contingent Repayment (ICR)
• Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024
• Income-Driven Repayment Plans
• What Are the Tax Consequences of Debt Settlement?
• NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares
• Clark.com - Timeshares
• How To Sell, Cancel or Get Rid of Your Timeshare
• 5 Steps To Getting a Good Deal on a Hotel Room
• How To Plan a Trip: Clark's Best Travel Tips To Save Money



Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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