What's a Win, Wind, Wind?

i like that it's a win, wind, wind. A recent interview came out with monish, and he talked about bringing the credit acceptance corp idea to charley munger. And i think copin is a wind, wind, win. So i like that number 12 here. The more customers you get, the more you can save money with scale. That in turn produces a kind of a fly wheel effect, because then your customers never leave you.