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How to Structure Your Retirement Accounts

The Personal Finance Podcast

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Optimizing Retirement Account Structure

This chapter discusses the different types of retirement accounts and how to structure them for tax efficiency. It covers the benefits of low turnover ratios in index funds, ETFs, and mutual funds for building wealth in a 401k, and explains the advantages of post-tax accounts like Roth IRA for high growth investments. The chapter also highlights the benefits of holding long-term funds in taxable accounts to take advantage of lower long-term capital gains tax rates.

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