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Roth IRA 5-Year Rules: How to Withdraw Money With No Taxes or Penalties - 404

Your Money, Your Wealth

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Roth

I recently retired. My wife stopped working a while ago. I wasn't planning for early retirement, but could no longer find satisfaction at work. Would we benefit from systematically converting my retirement holdings to Roth accounts? How does the five-year rule impact the taxation under dividend income sources?

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