A secret ambition is a good example. It turns out that it's very common to keep ambitions secret. When it comes to money, people often feel shame. And even if their financial decisions have hurt no one other than themselves, they often still feel as though that is a moral fail. We just haven't had as many conversations that would sort tamp down some of those negative reflexes. I think part of the problem because it's the kind of thing that we tend not talk about or consider that it's not even polite to talk about.

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