How to Make a Non Deductible Contribution to a Traditional Ira

So long as you have earnings, any one can make a non deductible contribution to a traditional ira. But here's the rub, there are also income limits that will paze you out from being able to take a deduction for your contribution to aTraditional i r a. The amount you can contribute, as i mentioned before, for roth iray, it's the same. You can contribute up to six thousand dollars and 20 22, if you will be younger than 50 by the end of the year,. or seven thousand dollars if you'll be 50 or older by theend of 20 22.