6min chapter

The AI in Business Podcast cover image

A “Compassionate” Approach to Credit Data - with Prasanna Dhore of Fiserv

The AI in Business Podcast

CHAPTER

Enhancing Credit Evaluation with Alternate Data

The chapter explores the concept of 'invisibles' in credit data and the potential of utilizing alternate data sources like rent payments for better credit evaluation. It emphasizes the importance of including diverse data points beyond traditional credit history to provide improved credit opportunities for individuals with limited credit records.

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