This episode covers some of the restrictions you might encounter when buying property or considering a knock down rebuild. Dev shares:

👉🏾 a listener's experience - K has a bad surprise at the time of building their home

👉🏻 what are covenants, zones and overlays

👉 the process of removing a covenant

👉🏿 burdened land vs benefited land

Check with your local state and council regulations before buying any property. In large parts of Melbourne, there are significant landscape overlays - beware!

If you're in Victoria you can head to https://mapshare.vic.gov.au/ to check the zonings on a property.

Episode transcripts: https://bit.ly/m3meptranscripts

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

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